Your guide as to how contactless payments work

We live in an increasingly cash-free society. This is in part due to consumers understanding the convenience of paying for items using just credit cards or phones, as well as the concern that money carries germs – something which we’re all acutely aware of in the current environment. For many of us, it’s now second nature to pay with our contactless payment cards or on our smartphones for goods and services.

But how do contactless payments actually work? It may seem like a split second between you touching your payment card to the reader and the transaction being accepted, but a lot goes on behind the scenes in that time. In this infographic, we pull back the curtain to see what happens when you pay with contactless to ensure your payment details are secure and that no fraud is being carried out.

You can view this infographic as a PDF here.